Houston has seen a wave of consumer debt lawsuits in recent years. For those who chose not to defend or address the lawsuits, a judgment is usually rendered by default by the court. In Harris County, many default judgments are issued for credit card debt-related lawsuits each year. These are enforceable judgments that can lead to real problems for consumers.
Garnishment actions are also on the rise in Houston. When a creditor files a lawsuit and gets a judgment, the creditor may try to collect the judgment by filing a garnishment lawsuit against the debtor’s bank. When this happens, the bank will freeze the account until the judge in the case signs an order directing the bank to turn the money over to the creditor. This can cause serious problems for the “judgment debtor.”
Our law firm has an office in Houston, and we negotiate judgment settlements. Our fees are reasonable and fixed, and we offer our clients a free, no obligation consultation. Please feel free to call us now to see if we can help.